Two kinds of support, one small crew — your own books and operations, or the workflows your firm runs for its clients.
Start with the Voyage Your books, organized and checked We compare the numbers with bank statements, receipts, and invoices, flag anything unresolved, and agree who handles each step. See the support →A published operating system — most firms our size can’t tell you how the work moves. We can: four steps, two numbers.
The model 97/3 — Technology works. People steer. Technology handles routine tasks whose results can be checked. People handle the unusual, decide, approve, and remain responsible. See how work moves →Curious where your work gets stuck? Start with the task that takes too long.
Find Your VoyageBookkeeping, business operations, and practical AI — for business owners and accounting firms. A deliberately small crew, a published course for your books, and people steering the whole way.
People. Systems. Possibilities.
Two kinds of captains sail with us. Pick your side of the chart — both doors open the same application, and you tell us your role inside it.
Get help running your business’s bookkeeping and operations, with clear responsibilities and practical AI support — records organized, reports checked, and a crew who flags what’s unresolved instead of letting it drift.
Get help building the workflows and AI systems your firm’s team uses to serve its own clients — mapped steps, named owners, required checks, and a structure your team can actually run.
A workflow is the set of steps for getting a task done. Each step needs a person responsible, a next action, and records showing what happened. Ours is published — here it is.
Agree what needs doing, which records are needed, who handles each step, and who makes the decisions.
Use AI for suitable routine tasks, such as sorting documents or preparing a task list. Keep the original documents so a person can check the result.
A person handles unusual situations, checks the result, and gives any required approval before an action is taken.
Check the result, keep confirmation of what was done, and tell the next person what still needs attention. Use what we learn to improve the next round.
That split is our 97/3 model: technology handles routine tasks whose results can be checked; people handle the unusual, decide, approve, and remain responsible. We’ll be straight with you, the way we are with everyone: 97/3 is our goal for shifting routine work to checkable technology while protecting human decisions — it is not a measured result, and it is never a promise about your work.
Seven bookkeeping cycles, five stages each — that’s the whole map. Pick a cycle and watch its course plotted: every course runs the same five waypoints, from scoping the work to proving it closed. The last waypoint is the one we’re named for.
Invoices and incoming payments · accounts receivable
Sales and customer payments, traced back to where they started — deposits matched to sales, payment questions followed up, supporting records gathered.
The check that matters here: Deposits traced back to sales. Items that do not tie out are investigated — never buried.
Preparation and verification come before the authorized action. “Close” means checking the result against the records and keeping confirmation of what was done — unresolved issues remain visible.
Supplier bills and outgoing payments · accounts payable
Every bill checked against its details before a dollar moves — and the payment confirmation kept with the work.
The check that matters here: One voyage, step by step: a bill arrives → we check the amount and details → the person allowed to approve it says yes → we pay it and save the payment confirmation.
Preparation and verification come before the authorized action. “Close” means checking the result against the records and keeping confirmation of what was done — unresolved issues remain visible.
Coordinate pay · payroll tasks and support
Payroll tasks tracked in the workflow with the rest of your regular work, prepared and supported by the crew — so each person knows what to do next, and when.
The check that matters here: Payroll-related work prepared for review, with a person checking the result before anything is carried out.
Preparation and verification come before the authorized action. “Close” means checking the result against the records and keeping confirmation of what was done — unresolved issues remain visible.
Know your stock · inventory
What you hold, counted in the same system as everything else — stock is a cycle, not a surprise at year-end.
The check that matters here: Stock records compared with what the business actually holds, and differences investigated while they are still small.
Preparation and verification come before the authorized action. “Close” means checking the result against the records and keeping confirmation of what was done — unresolved issues remain visible.
Track the requirements we agree to help with · compliance
The deadlines your business runs on, tracked as their own cycle — nothing waits on memory, and nothing is left to the last week.
The check that matters here: Requirements and deadlines tracked openly, so what is due — and who owns it — is visible before it is urgent.
Preparation and verification come before the authorized action. “Close” means checking the result against the records and keeping confirmation of what was done — unresolved issues remain visible.
Track borrowing and money owners put into or take out of the business · capital
Borrowing and owner money, tracked as deliberately as revenue — so the capital picture is never a guess.
The check that matters here: Loans and owner funding compared with the original records, so every balance can be substantiated.
Preparation and verification come before the authorized action. “Close” means checking the result against the records and keeping confirmation of what was done — unresolved issues remain visible.
Review the numbers, reports, and unresolved questions · month-end
The cycle this firm is named for. Monthly reports checked against bank statements, receipts, and invoices — missing records found, numbers that do not match investigated.
The check that matters here: The tie-out itself: books compared with bank statements, receipts, and invoices. Anything unresolved stays visible until it is answered.
Preparation and verification come before the authorized action. “Close” means checking the result against the records and keeping confirmation of what was done — unresolved issues remain visible.
That’s one cycle. Your books run all seven — every month. Find your voyage →
Organize your records, compare your books with bank and credit-card statements, and check your monthly reports. We flag missing information and differences that still need resolving.
Keep track of bills, payroll tasks, and other regular work, so each person knows what to do next — and nothing waits on memory.
Find repeatable work technology can help with, while keeping decisions and approvals with people. Checkable tasks only — that’s the rule.
Your voyage is our plan for getting your books organized and checked: we compare the numbers with bank statements, receipts, and invoices, flag anything unresolved, and agree who handles each step. Missing receipts, numbers that do not match, and work waiting on someone can become bigger problems — clear checks surface them early, so your books and business keep moving smoothly.
Start with your team, clients, tools, and the places where work gets delayed or passed between people.
Map the steps, the person responsible, required checks, and what counts as complete. Our 7/5 structure organizes seven recurring areas of work into five stages, from agreeing on the work to checking the finished result.
Put repeatable work and useful AI into practice, so your team can operate with more independence — clear handoffs, and missing records kept visible so work doesn’t stall between people.
A shared foundation: our core tools are Claude, ChatGPT, and Google Workspace. We help your team put them to work alongside the bookkeeping, payroll, and other systems your clients need — and we review setup and access together before recommending purchases.
Three people. Every role covered, every responsibility named. Curious about what’s possible — serious about following through.
The founder asking “could this work better?” Tamra shapes the direction, standards, and relationships behind Tied Out Books — an Economics degree from Cal Poly San Luis Obispo, more than five years as a staff accountant in CPA offices, and process instincts shaped by Lean and Six Sigma work.
Small business is in her roots: her family ran a sports-card and memorabilia shop in Hayward, and her mother owned a craft store and a tea shop. Beyond the books, she serves as Treasurer of the Golden Wolves Sports Association — and previously as Treasurer of the Humane Society of Stanislaus County.
Yenhat keeps business bookkeeping moving — customer payments and vendor bills, payroll support, sales-tax support, and month-end reconciliation. She traces deposits back to sales, follows up on payment questions, gathers supporting records, and investigates items that do not tie out.
B.S. in Managerial Economics from UC Davis, with a minor in Technology Management; a background in property-management administration and guest-services supervision. She also coordinates client follow-up and co-hosts The AI List.
Logan provides backup bookkeeping support for business clients — customer invoicing, payroll-related work, membership accruals, and month-end tie-outs prepared for review — plus the records organized behind the numbers.
He brings a creative background in marketing, graphic design, website management, and customer service, experience working with the Atascadero Chamber of Commerce, and accounting studies in progress.
We are moving from manual bookkeeping to AI-assisted workflows in our own client work. The tools help organize and prepare; our crew checks the records, handles questions, and stays responsible.
No borrowed quotes, no star walls. What we can show you is an accreditation you can look up, an industry feature you can read, and a way of working published on this page for you to inspect before you ever apply.
An A+ rating from the Better Business Bureau — accredited since December 11, 2025, with 0 complaints in the last 3 years. Look it up; that’s what it’s there for.
Two Cents Magazine — Financial Cents’ practice-management magazine — profiled this firm and its crew in “Captains and Crew,” and has quoted Tamra in its coverage of how small firms run their work.
Twelve free episodes, live on Google Meet. Business owners, professionals, and curious beginners are welcome — no accounting or AI experience needed. Live attendance only: no recordings or replays will be shared afterward. Preregister now, and we’ll email confirmed dates, times, and access details when available.
Your hosts: Tamra and Yenhat — plus Rosie (our ChatGPT mascot) and Snugs (our Claude mascot). Yes, they’re AI. Around here, the mascots are the only crew members who are.
Preregister for The AI ListPreregistration is separate from service applications — the December 31 deadline and the new-client limits don’t apply here.
Submit your application by December 31, 2026 to be considered for this onboarding window. We accept unlimited applications through that date — the limit applies to who we take on: up to 10 new business owners and 10 new firms. It is an application deadline, not a promise of acceptance or an onboarding completion date. We review mutual fit, scope, and capacity, then confirm services, pricing, and start dates individually.
A conversation about working with Tied Out Books. Business owners apply for support with their own books and operations. Firms apply for help building the workflows and AI systems their team uses for client work. No accounting terminology is required — tell us what is happening in your business and which tasks you need help with.
Fit works both ways. We value respectful communication, curiosity, participation, clear decisions, and willingness to follow an agreed workflow. We may have one or more fit conversations about your goals, working style, responsibilities, scope, and budget — and both sides need to be comfortable with the service fees and payment terms before we begin. Either side can decide not to proceed.
We agree on the work to include, responsibilities, pricing, payment terms, and a start date before services begin. Applying is not a purchase or a service agreement — nothing is owed, and nothing starts, until both sides have agreed in the open.
Our core foundation is Claude, ChatGPT, and Google Workspace. Tell us what you already use, your plan names, who manages access, and whether you are willing to work within this foundation. We review setup and access needs together before recommending purchases or moving to a different system.
No. Curiosity and willingness to participate matter more. We start with your work and explain where technology fits — and in our model, technology only takes tasks whose results a person can check. People keep the decisions.
No. The AI List is a free, 12-episode educational series open to everyone, and its preregistration is separate from service applications — the December 31 deadline and the new-client limits do not apply to it. Sessions are live only; recordings and replays will not be distributed.
Tied Out Books is not a CPA firm and does not provide income tax return preparation. We support bookkeeping and operations, and we help connect the work with your tax preparer — your books arrive at tax time organized, checked, and tied out, and your preparer takes it from there.
Bring the task that takes too long, the big idea, or the question you keep putting off. Applications for this onboarding window close December 31, 2026 — up to 10 new business owners and 10 new firms will be selected after we check mutual fit.
Both application buttons open our Find Your Voyage form — choose business owner or firm owner inside it. No passwords, no financial files. We serve businesses and firms across the USA, from our base in Atascadero, California.
